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  1. Spending Biases

    https://wayne.osu.edu/news/spending-biases

    Aversion: For some people, transferring money into savings seems like they are losing it, or at least losing ... 93% of U.S. workers receive their pay by direct deposit. It is easy to have that deposit split into ... consider?  Remember to break them down into the following manageable steps.  Be specific with the amounts to ...

  2. Early Literacy Skills

    https://wayne.osu.edu/news/early-literacy-skills

    weekend earnings up to five dollars as children progress into later elementary ages. Encourage children to ...

  3. Plant Spotlight: Agave americana

    https://chadwickarboretum.osu.edu/news/plant-spotlight-agave-americana

    grown into new plants. Although it is called the century plant, it typically lives only 10-30 years. ... cause dermatitis. The rash went away eventually, but this is something that should be taken into ...

  4. Elder Fraud and Financial Exploitation

    https://wayne.osu.edu/news/elder-fraud-and-financial-exploitation

    is most at risk of elder fraud and financial exploitation? The Ohio Attorney General suggests the ... exploitation? The Ohio Attorney General lists the following as potential warning signs: Unexplained withdrawals ...

  5. Fertilizer Costs Make Manure Look Better

    https://wayne.osu.edu/news/fertilizer-costs-make-manure-look-better

    nitrogen and phosphorus away as leachate, and deposited likely straight into waterways. Note, this practice ... plug them into the following examples). Next, having a manure analysis is important. Manure nutrient ...

  6. Winter Wheat Stand Assessment and Fertilization

    https://wayne.osu.edu/news/winter-wheat-stand-assessment-and-fertilization-0

    manure.  Nitrogen in manure is generally in two forms: a readily available ammonia portion and ...

  7. Adding Value with Beef and Dairy Crossbreeding

    https://wayne.osu.edu/news/adding-value-beef-and-dairy-crossbreeding

    homesteads, but overall, maximum efficiency is reached with dairy cows that convert feed into milk and beef ... cattle that convert feed into muscle (meat). So, why are we discussing the idea of merging beef and dairy ... farmers typically experience discounted payments when they sell livestock into the beef market for failure ...

  8. Grain Bin Safety Week & IPM Scouting Program

    https://wayne.osu.edu/news/grain-bin-safety-week-ipm-scouting-program

    equipment is on, even if the grain is not flowing. Never enter a grain bin alone. If entry into the bin is ... into the worker’s lungs. Do not enter a bin that has automatic unloading equipment without first ...

  9. Farm Transitions are Easier with Planning

    https://wayne.osu.edu/news/farm-transitions-are-easier-planning

    address the specifics or offer a multi-step farm estate plan, but instead offers some general ...

  10. Dormant Fruit Tree Management

    https://wayne.osu.edu/news/dormant-fruit-tree-management

    is very important to do a soil test to determine accurate fertilizer recommendations. Generally ...

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